/* ============================================================
   EL ROI FORTRESS ACQUISITIONS LTD
   Main Stylesheet
   ============================================================ */

/* ---- CSS Variables (Brand) ---- */
:root {
  --navy:       #1B2A4A;
  --navy-dark:  #121d34;
  --navy-mid:   #243563;
  --gold:       #C9A84C;
  --gold-light: #e0c06e;
  --gold-dark:  #a8893a;
  --white:      #ffffff;
  --off-white:  #f8f7f4;
  --light-grey: #f0eff0;
  --mid-grey:   #888888;
  --dark-text:  #1a1a2e;
  --border:     #ddd;

  --font-heading: 'Playfair Display', Georgia, serif;
  --font-body:    'Inter', Arial, sans-serif;

  --max-width: 1200px;
  --header-height: 112px;

  --radius: 6px;
  --radius-lg: 12px;
  --shadow: 0 4px 20px rgba(0,0,0,0.08);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.14);

  --transition: 0.25s ease;
}

/* ---- Reset & Base ---- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--dark-text);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul { list-style: none; }

/* ---- Typography ---- */
h1, h2, h3, h4 {
  font-family: var(--font-heading);
  line-height: 1.2;
  font-weight: 700;
}

h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.1rem; }

p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

/* ---- Layout Helpers ---- */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section {
  padding: 5rem 0;
}

.section--dark {
  background: var(--navy);
  color: var(--white);
}

.section--grey {
  background: var(--light-grey);
}

.section--off-white {
  background: var(--off-white);
}

.section-label {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}

.section-title {
  margin-bottom: 1rem;
}

.section-subtitle {
  font-size: 1.1rem;
  color: var(--mid-grey);
  max-width: 600px;
  margin-bottom: 2.5rem;
}

.section--dark .section-subtitle {
  color: rgba(255,255,255,0.7);
}

.text-center { text-align: center; }
.text-center .section-subtitle { margin-left: auto; margin-right: auto; }

.text-gold { color: var(--gold); }

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.8rem 1.8rem;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
  text-decoration: none;
}

.btn--primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn--primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(201, 168, 76, 0.35);
}

.btn--outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}

.btn--outline:hover {
  background: var(--white);
  color: var(--navy);
  transform: translateY(-2px);
}

.btn--outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}

.btn--outline-gold:hover {
  background: var(--gold);
  color: var(--navy);
  transform: translateY(-2px);
}

.btn--lg {
  padding: 1rem 2.2rem;
  font-size: 1rem;
}

/* ---- Header ---- */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--navy);
  height: var(--header-height);
  box-shadow: 0 2px 20px rgba(0,0,0,0.2);
  transition: background var(--transition);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  gap: 1.5rem;
}

.header__logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.header__logo img {
  height: 112px;
  width: auto;
  /* Logo has navy bg — blends with header */
}

.header__nav {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.header__nav a {
  color: rgba(255,255,255,0.85);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 0.5rem 0.85rem;
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
  white-space: nowrap;
}

.header__nav a:hover,
.header__nav a.active {
  color: var(--gold);
  background: rgba(255,255,255,0.05);
}

.header__right {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-shrink: 0;
}

.header__social {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.header__social a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.25);
  color: rgba(255,255,255,0.75);
  font-size: 0.75rem;
  transition: all var(--transition);
}

.header__social a:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(201, 168, 76, 0.1);
}

.header__phone {
  color: rgba(255,255,255,0.85);
  font-size: 0.85rem;
  font-weight: 500;
  white-space: nowrap;
}

.header__phone a {
  color: var(--gold);
  font-weight: 600;
}

.header__phone a:hover {
  color: var(--gold-light);
}

/* Mobile hamburger */
.header__hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  cursor: pointer;
  padding: 0.5rem;
  background: none;
  border: none;
}

.header__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: all var(--transition);
  border-radius: 2px;
}

.header__hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.header__hamburger.open span:nth-child(2) { opacity: 0; }
.header__hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile nav drawer */
.header__mobile-nav {
  display: none;
  position: fixed;
  top: var(--header-height);
  left: 0;
  right: 0;
  background: var(--navy-dark);
  padding: 1.5rem;
  flex-direction: column;
  gap: 0.25rem;
  box-shadow: 0 10px 30px rgba(0,0,0,0.3);
  z-index: 999;
}

.header__mobile-nav.open {
  display: flex;
}

.header__mobile-nav a {
  color: rgba(255,255,255,0.85);
  font-size: 1rem;
  font-weight: 500;
  padding: 0.85rem 1rem;
  border-radius: var(--radius);
  transition: all var(--transition);
  border-bottom: 1px solid rgba(255,255,255,0.05);
}

.header__mobile-nav a:hover {
  color: var(--gold);
  background: rgba(255,255,255,0.05);
}

.header__mobile-nav .btn {
  margin-top: 0.75rem;
  text-align: center;
  justify-content: center;
}

/* ---- Page Offset (for fixed header) ---- */
main {
  padding-top: var(--header-height);
}

/* ---- Hero ---- */
.hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 40%, var(--navy-mid) 100%);
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 70% 50%, rgba(201, 168, 76, 0.08) 0%, transparent 60%),
    url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.hero__content {
  position: relative;
  z-index: 1;
  max-width: 700px;
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(201, 168, 76, 0.15);
  border: 1px solid rgba(201, 168, 76, 0.3);
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.4rem 1rem;
  border-radius: 50px;
  margin-bottom: 1.5rem;
}

.hero__title {
  color: var(--white);
  margin-bottom: 1.25rem;
}

.hero__title span {
  color: var(--gold);
}

.hero__subtitle {
  color: rgba(255,255,255,0.75);
  font-size: 1.15rem;
  line-height: 1.7;
  margin-bottom: 2.5rem;
  max-width: 560px;
}

.hero__cta {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  align-items: center;
}

.hero__scroll {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  color: rgba(255,255,255,0.4);
  font-size: 0.8rem;
  letter-spacing: 0.1em;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  animation: bounce 2s infinite;
}

@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50% { transform: translateX(-50%) translateY(6px); }
}

/* ---- Trust Bar ---- */
.trust-bar {
  background: var(--navy-dark);
  padding: 1.25rem 0;
  border-top: 1px solid rgba(201, 168, 76, 0.2);
  border-bottom: 1px solid rgba(201, 168, 76, 0.2);
}

.trust-bar__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: rgba(255,255,255,0.7);
  font-size: 0.82rem;
  font-weight: 500;
  white-space: nowrap;
}

.trust-item__icon {
  width: 32px;
  height: 32px;
  background: rgba(201, 168, 76, 0.15);
  border: 1px solid rgba(201, 168, 76, 0.3);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 0.9rem;
  flex-shrink: 0;
}

.trust-divider {
  width: 1px;
  height: 30px;
  background: rgba(255,255,255,0.1);
}

/* ---- Service Cards ---- */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.75rem;
  margin-top: 2.5rem;
}

.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
  transition: transform var(--transition), box-shadow var(--transition);
}

.card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.card__icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 1.5rem;
  margin-bottom: 1.25rem;
}

.card__title {
  font-size: 1.2rem;
  margin-bottom: 0.75rem;
  color: var(--navy);
}

.card__text {
  color: var(--mid-grey);
  font-size: 0.95rem;
  margin-bottom: 1.25rem;
}

.card__link {
  color: var(--gold-dark);
  font-weight: 600;
  font-size: 0.9rem;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: gap var(--transition), color var(--transition);
}

.card__link:hover {
  color: var(--gold);
  gap: 0.7rem;
}

/* Dark card variant */
.card--dark {
  background: var(--navy);
  border-color: var(--navy-mid);
  color: var(--white);
}

.card--dark .card__title { color: var(--gold); }
.card--dark .card__text { color: rgba(255,255,255,0.7); }
.card--dark .card__icon { background: rgba(255,255,255,0.05); border: 1px solid rgba(201,168,76,0.3); }

/* ---- Accordion / FAQ ---- */
.accordion__item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  margin-bottom: 0.75rem;
  overflow: hidden;
}
.accordion__question {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 1.1rem 1.5rem;
  cursor: pointer;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--navy);
  list-style: none;
  user-select: none;
}
.accordion__question::-webkit-details-marker { display: none; }
.accordion__chevron {
  margin-left: auto;
  font-size: 0.8rem;
  color: var(--gold);
  transition: transform 0.25s ease;
  flex-shrink: 0;
}
details[open] .accordion__chevron { transform: rotate(180deg); }
details[open] .accordion__question { border-bottom: 1px solid var(--border); }
.accordion__answer {
  padding: 1rem 1.5rem;
  color: var(--mid-grey);
  font-size: 0.92rem;
  margin: 0;
  line-height: 1.7;
}

/* ---- How It Works Steps ---- */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
  counter-reset: steps;
}

.step {
  text-align: center;
  padding: 2rem 1.5rem;
}

.step__number {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  border: 2px solid var(--gold);
  color: var(--gold);
  font-size: 1.2rem;
  font-weight: 700;
  font-family: var(--font-heading);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}

.step__title {
  font-size: 1.1rem;
  margin-bottom: 0.6rem;
  color: var(--navy);
}

.step__text {
  color: var(--mid-grey);
  font-size: 0.9rem;
}

/* ---- CTA Section ---- */
.cta-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 5rem 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at center, rgba(201, 168, 76, 0.07) 0%, transparent 70%);
  pointer-events: none;
}

.cta-section__title {
  color: var(--white);
  margin-bottom: 1rem;
}

.cta-section__subtitle {
  color: rgba(255,255,255,0.7);
  font-size: 1.1rem;
  margin-bottom: 2.5rem;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

.cta-section__btns {
  display: flex;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
}

/* ---- About Section ---- */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-text .section-label { display: block; }

.about-feature {
  display: flex;
  gap: 1rem;
  margin-bottom: 1.5rem;
  align-items: flex-start;
}

.about-feature__icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: rgba(201, 168, 76, 0.1);
  border: 1px solid rgba(201, 168, 76, 0.25);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 1.1rem;
}

.about-feature__text h4 { color: var(--navy); margin-bottom: 0.25rem; }
.about-feature__text p { color: var(--mid-grey); font-size: 0.9rem; margin: 0; }

.about-image-block {
  position: relative;
}

.about-image-block img {
  width: 100%;
  height: 500px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.about-badge {
  position: absolute;
  bottom: -1.5rem;
  left: -1.5rem;
  background: var(--navy);
  color: var(--white);
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  text-align: center;
  border: 1px solid rgba(201, 168, 76, 0.2);
}

.about-badge__number {
  font-size: 2rem;
  font-weight: 700;
  font-family: var(--font-heading);
  color: var(--gold);
  line-height: 1;
}

.about-badge__label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.7);
  margin-top: 0.25rem;
}

/* ---- Stats Row ---- */
.stats-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 1rem;
  margin-top: 2.5rem;
}

.stat {
  text-align: center;
  padding: 1.5rem 1rem;
  border-radius: var(--radius);
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(201, 168, 76, 0.15);
}

.stat__number {
  font-size: 2.2rem;
  font-weight: 700;
  font-family: var(--font-heading);
  color: var(--gold);
  line-height: 1;
  margin-bottom: 0.4rem;
}

.stat__label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.65);
}

/* ---- Compliance Badges ---- */
.compliance-strip {
  background: var(--off-white);
  padding: 2.5rem 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.compliance-strip__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
}

.compliance-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.82rem;
  color: var(--mid-grey);
}

.compliance-item img {
  height: 40px;
  width: auto;
  opacity: 0.8;
}

.compliance-item strong {
  display: block;
  color: var(--dark-text);
  font-size: 0.9rem;
}

/* ---- Contact Form ---- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 4rem;
  align-items: start;
}

.contact-info__item {
  display: flex;
  gap: 1rem;
  margin-bottom: 1.75rem;
  align-items: flex-start;
}

.contact-info__icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 1rem;
}

.contact-info__label {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--mid-grey);
  margin-bottom: 0.25rem;
}

.contact-info__value {
  color: var(--dark-text);
  font-weight: 500;
  margin: 0;
}

.contact-info__value a {
  color: var(--navy);
  transition: color var(--transition);
}

.contact-info__value a:hover { color: var(--gold-dark); }

.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  margin-bottom: 0.45rem;
  color: var(--dark-text);
}

.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--dark-text);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201, 168, 76, 0.12);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.form-consent {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.form-consent input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--gold);
  cursor: pointer;
}

.form-consent label {
  font-size: 0.88rem;
  color: var(--mid-grey);
  cursor: pointer;
  line-height: 1.5;
}

.form-consent label a {
  color: var(--gold-dark);
  text-decoration: underline;
}

.form-consent label a:hover { color: var(--gold); }

.form-success {
  display: none;
  text-align: center;
  padding: 2rem;
  color: #2d6a4f;
  background: #d8f3dc;
  border-radius: var(--radius);
  margin-top: 1rem;
}

/* ---- Page Header Banner ---- */
.page-header {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%);
  padding: 5rem 0 4rem;
  text-align: center;
  color: var(--white);
}

.page-header__eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}

.page-header__title {
  color: var(--white);
  margin-bottom: 1rem;
}

.page-header__subtitle {
  color: rgba(255,255,255,0.7);
  font-size: 1.1rem;
  max-width: 560px;
  margin: 0 auto;
}

/* Breadcrumb */
.breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 1rem;
}

.breadcrumb a { color: rgba(255,255,255,0.65); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { color: rgba(255,255,255,0.35); }

/* ---- Book a Call Page ---- */
.book-call-grid {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 4rem;
  align-items: start;
}

.book-call-info__step {
  display: flex;
  gap: 1rem;
  margin-bottom: 1.5rem;
  align-items: flex-start;
}

.book-call-info__step-num {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  background: var(--gold);
  color: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
}

.book-call-info__step-content h4 { color: var(--navy); margin-bottom: 0.25rem; }
.book-call-info__step-content p { color: var(--mid-grey); font-size: 0.9rem; margin: 0; }

.form-embed-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
}

.placeholder-notice {
  background: var(--light-grey);
  border: 2px dashed var(--border);
  border-radius: var(--radius);
  padding: 2.5rem;
  text-align: center;
  color: var(--mid-grey);
}

.placeholder-notice p {
  margin-bottom: 0.5rem;
}

.placeholder-notice code {
  background: var(--border);
  padding: 0.2em 0.5em;
  border-radius: 3px;
  font-size: 0.85rem;
  color: var(--navy);
}

/* ---- Policies Page ---- */
.policies-hub-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.policy-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
  text-align: center;
  transition: transform var(--transition), box-shadow var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
}

.policy-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.policy-card__icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 1.6rem;
}

.policy-card__title {
  font-size: 1.15rem;
  color: var(--navy);
}

.policy-card__desc {
  font-size: 0.88rem;
  color: var(--mid-grey);
  margin: 0;
}

.policy-content {
  max-width: 780px;
  margin: 0 auto;
}

.policy-content h2 {
  font-size: 1.4rem;
  color: var(--navy);
  margin: 2rem 0 0.75rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border);
}

.policy-content h2:first-of-type {
  border-top: none;
  padding-top: 0;
  margin-top: 0;
}

.policy-content p,
.policy-content li {
  color: #444;
  font-size: 0.97rem;
  line-height: 1.8;
}

.policy-content ul {
  list-style: disc;
  padding-left: 1.5rem;
  margin-bottom: 1rem;
}

.policy-content strong { color: var(--dark-text); }

/* ---- Footer ---- */
.footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.7);
  padding: 4rem 0 0;
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1.4fr 1fr;
  gap: 2.5rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer__col-title {
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

/* Col 1: Company info */
.footer__logo {
  margin-bottom: 1rem;
}

.footer__logo img {
  height: 50px;
  width: auto;
}

.footer__company-name {
  font-weight: 700;
  color: var(--white);
  font-size: 0.9rem;
  margin-bottom: 0.5rem;
}

.footer__detail {
  font-size: 0.82rem;
  margin-bottom: 0.35rem;
  line-height: 1.5;
}

.footer__detail a {
  color: rgba(255,255,255,0.7);
  transition: color var(--transition);
}

.footer__detail a:hover { color: var(--gold); }

/* Col 2: Links */
.footer__links {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.footer__links a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.65);
  transition: color var(--transition), padding-left var(--transition);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.footer__links a:hover {
  color: var(--gold);
  padding-left: 4px;
}

/* Col 3: Compliance */
.footer__compliance-item {
  font-size: 0.82rem;
  margin-bottom: 0.5rem;
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.footer__compliance-item span {
  color: rgba(255,255,255,0.45);
  font-size: 0.75rem;
}

.footer__compliance-logos {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 1rem;
  flex-wrap: wrap;
}

.footer__compliance-logos img {
  height: 48px;
  width: auto;
  opacity: 1;
}

.footer__compliance-logo-placeholder {
  background: rgba(255,255,255,0.06);
  border: 1px dashed rgba(255,255,255,0.15);
  border-radius: var(--radius);
  padding: 0.4rem 0.75rem;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.35);
  font-style: italic;
}

/* Col 4: Social + Hours */
.footer__social {
  display: flex;
  gap: 0.6rem;
  margin-bottom: 1.5rem;
  flex-wrap: wrap;
}

.footer__social a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.65);
  font-size: 0.85rem;
  transition: all var(--transition);
}

.footer__social a:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(201, 168, 76, 0.1);
}

.footer__hours {
  font-size: 0.85rem;
  margin-bottom: 1.5rem;
}

.footer__hours strong {
  color: var(--white);
  display: block;
  margin-bottom: 0.25rem;
}

/* Footer bottom bar */
.footer__bottom {
  padding: 1.25rem 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.footer__copyright {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}

.footer__bottom-links {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.footer__bottom-links a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
  transition: color var(--transition);
}

.footer__bottom-links a:hover { color: var(--gold); }

/* ---- Cookie Banner ---- */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  background: var(--navy-dark);
  border-top: 2px solid var(--gold);
  padding: 1.25rem 1.5rem;
  box-shadow: 0 -4px 30px rgba(0,0,0,0.3);
  display: none;
}

.cookie-banner.show {
  display: block;
}

.cookie-banner__inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.cookie-banner__text {
  color: rgba(255,255,255,0.8);
  font-size: 0.88rem;
  flex: 1;
  min-width: 280px;
}

.cookie-banner__text a {
  color: var(--gold);
  text-decoration: underline;
}

.cookie-banner__actions {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
  align-items: center;
  flex-shrink: 0;
}

.cookie-banner__btn {
  padding: 0.55rem 1.2rem;
  border-radius: var(--radius);
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  border: 1.5px solid transparent;
  font-family: var(--font-body);
  transition: all var(--transition);
}

.cookie-banner__btn--accept {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.cookie-banner__btn--accept:hover { background: var(--gold-light); }

.cookie-banner__btn--reject {
  background: transparent;
  color: rgba(255,255,255,0.7);
  border-color: rgba(255,255,255,0.25);
}

.cookie-banner__btn--reject:hover {
  background: rgba(255,255,255,0.05);
  color: var(--white);
}

.cookie-banner__btn--manage {
  background: transparent;
  color: var(--gold);
  border-color: transparent;
  text-decoration: underline;
  font-size: 0.82rem;
}

/* Cookie Preferences Modal */
.cookie-modal {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 10000;
  background: rgba(0,0,0,0.6);
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
}

.cookie-modal.show {
  display: flex;
}

.cookie-modal__box {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  max-width: 500px;
  width: 100%;
  box-shadow: var(--shadow-lg);
}

.cookie-modal__title {
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 1.25rem;
}

.cookie-toggle-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.85rem 0;
  border-bottom: 1px solid var(--border);
}

.cookie-toggle-row:last-of-type { border-bottom: none; }

.cookie-toggle-label { font-size: 0.9rem; font-weight: 600; color: var(--dark-text); }
.cookie-toggle-desc { font-size: 0.8rem; color: var(--mid-grey); margin-top: 0.15rem; }

.toggle-switch {
  position: relative;
  width: 42px;
  height: 22px;
  flex-shrink: 0;
}

.toggle-switch input { opacity: 0; width: 0; height: 0; }

.toggle-slider {
  position: absolute;
  inset: 0;
  background: var(--border);
  border-radius: 50px;
  cursor: pointer;
  transition: background var(--transition);
}

.toggle-slider::before {
  content: '';
  position: absolute;
  width: 16px;
  height: 16px;
  left: 3px;
  top: 3px;
  background: white;
  border-radius: 50%;
  transition: transform var(--transition);
}

.toggle-switch input:checked + .toggle-slider { background: var(--gold); }
.toggle-switch input:checked + .toggle-slider::before { transform: translateX(20px); }
.toggle-switch input:disabled + .toggle-slider { background: var(--gold); opacity: 0.6; cursor: not-allowed; }
.toggle-switch input:disabled + .toggle-slider::before { transform: translateX(20px); }

.cookie-modal__footer {
  display: flex;
  gap: 0.75rem;
  justify-content: flex-end;
  margin-top: 1.5rem;
}

/* ---- Testimonials ---- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.testimonial {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-lg);
  padding: 2rem;
}

.testimonial__stars {
  color: var(--gold);
  font-size: 1rem;
  margin-bottom: 1rem;
  letter-spacing: 2px;
}

.testimonial__quote {
  color: rgba(255,255,255,0.8);
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 1.25rem;
  font-style: italic;
}

.testimonial__author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.testimonial__avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold-dark) 0%, var(--gold) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  font-weight: 700;
  font-size: 0.9rem;
  flex-shrink: 0;
}

.testimonial__name {
  font-weight: 600;
  color: var(--white);
  font-size: 0.9rem;
}

.testimonial__role {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.5);
}

/* ---- Utilities ---- */
.divider {
  height: 1px;
  background: var(--border);
  margin: 2rem 0;
}

.tag {
  display: inline-block;
  background: rgba(201, 168, 76, 0.1);
  color: var(--gold-dark);
  border: 1px solid rgba(201, 168, 76, 0.25);
  padding: 0.25rem 0.75rem;
  border-radius: 50px;
  font-size: 0.78rem;
  font-weight: 600;
}

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .about-grid { grid-template-columns: 1fr; }
  .about-image-block { order: -1; }
  .about-image-block img { height: 350px; }
  .about-badge { left: 1rem; bottom: 1rem; }
  .contact-grid { grid-template-columns: 1fr; }
  .book-call-grid { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  :root { --header-height: 112px; }

  .section { padding: 3.5rem 0; }

  .header__nav,
  .header__right { display: none; }

  .header__hamburger { display: flex; }

  .hero { min-height: 75vh; }
  .hero__cta { flex-direction: column; align-items: flex-start; }

  .trust-bar__inner { gap: 1.25rem; }
  .trust-divider { display: none; }

  .cards-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }

  .form-row { grid-template-columns: 1fr; }

  .footer__grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer__bottom { flex-direction: column; text-align: center; }

  .cookie-banner__inner { flex-direction: column; align-items: flex-start; }
  .cookie-banner__actions { width: 100%; }
}

@media (max-width: 480px) {
  .steps { grid-template-columns: 1fr; }
  .hero__cta .btn { width: 100%; justify-content: center; }
  .cta-section__btns .btn { width: 100%; justify-content: center; }
  .stats-row { grid-template-columns: 1fr 1fr; }
}